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ENGAGED
PASSIONATE

Whether it's for a small residential mortgage, refinancing, or a real estate investment, Harold Rojas is the mortgage broker you need!

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Harold Rojas, Mortgage broker

My name is Harold Rojas, a certified mortgage broker, and I am dedicated to supporting my clients through every step of their real estate project. My role is to offer you personalized solutions tailored to your needs and financial situation while guiding you towards the best conditions available on the market. With a transparent and professional approach, I ensure that you understand your options and make informed decisions. Whether it's for the purchase of a first property, an investment, or a refinancing, my goal is to make the process simple, efficient, and reassuring for you.

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OFFERED SERVICES

Tailored mortgage solutions to guide you through every step of your journey — whether it's a first purchase, refinancing, or an investment project.

Residential Mortgage Loans

Whether you're looking for a mortgage loan or considering a multifamily property, I will guide you through every step involved in achieving your financial goals.

  • Personalized options tailored to your profile.
  • Best rates to maximize your savings.
  • Expert guidance throughout the process.
Learn more
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Current Rates

Fixed Rates

1 year 4.89%
3 years 3.79%
5 years 3.89%
7 years 4.59%

Variable Rates

Variable 3.5%

* Some conditions may apply. Subject to change without notice. Rates may vary based on the amount borrowed, collateral provided, or other factors. Please refer to your Multi-Prêts broker for more details.

FREQUENTLY ASKED QUESTIONS

Find answers to your most frequently asked questions

What is a mortgage pre-approval?

A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.

What is the difference between fixed and variable rates?

A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.

How much down payment do I need?

In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.

Schedule an Appointment

Book a personalized consultation to discuss your mortgage needs and get tailored advice.

  • Personalized Consultation
  • Analysis of your situation
  • Expert Advice
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Online Request

Complete our online form to start your mortgage application and speed up the approval process.

  • Simplified Process
  • Quick Response
  • Personalized Follow-up
MAKE A REQUEST